Money Train 3
100% up to A$7,500 + 250 FS

Money Train 3 Pokie Review

Last update
October 15th, 2025
User rating: 4.1/5 (30 votes)

Slot details

RTP 94%
Betways 40
Variance High
Layout 5 reels, 4 rows
Max. Win 100,000x (up to $1,000,000)
Min. Bet $0.10
Max. Bet $10
Last updated 15.10.2025
Mobile Yes
Release 22nd September, 2022
Type Video pokie
Theme Bandit, cyberpunk
Technology HTML5
Features Spin bonus, Persistent bonus, Money cart, Wilds
Pros
Cons
Pros
The maximum win can be as high as 100,000x your bet
The pokie is rich in features, such as bonus spins, money card, and more
The game is well-optimised for mobile use
Cons
The pokie has high volatility and an RTP of 94%
The maximum bet you can place is $10
Table of content

Relax Gaming came up with the third version of their popular game Money Train 3 pokie, but this time around, they threw in some new symbols, improved graphics, and a variety of bonus features. The theme is cyberpunk mixed with the wild west, so if you’re into catching the bad guys, this may be your ideal high paying pokie option from the provider.

Money Train 3 became popular due to its low minimum bet limits ($0.10), so if you’re a beginner, you can build your experience and start small. Moreover, the graphics, the symbols, and the RTP are other reasons why many players return to this game. You can enjoy spin bonuses, money carts, and persistent bonuses, as we’ll discuss later on.
money train 3 slot

Verdict on Money Train 3 Pokie

The thing I loved the most about this AUS online pokies is the graphical/audio experience. First, you’ll get an excellent intro cinematic that really amps you up for an exciting ride. Spinning the reels is accompanied by the mechanical sound, so it really adds to the whole steampunk feel. The only minor gripe I have with this one is that too many factors need to line up to get those big wins, so it’s not exactly as generous as you’d expect. This is why we give the Money Train 3 pokie machine 4.8/5 stars.

Money Train 3 Audio and Graphics

The audio and graphics are modern, and you’ll feel like you’re playing a video game instead of a pokie. Money Train 3 online provides an immersive experience with a mechanical feel, intense, adrenaline-boosting audio, and lag-free visuals you can enjoy.

Money Train 3 Payout Symbols

The symbols in this pokie are divided into x categories: low-paying and high-paying. The low-paying ones include hearts, spades, clubs, and diamonds, while the high-paying ones bring the most benefits during regular and bonus rounds. The game also has the Wild symbol (Gas Mask), and a money cart bonus symbol that triggers a free spins round. To learn more about the symbols and their value, check out the table below.

Symbol 3 4 5
Spades 0.20x 1x 5x
Clubs 0.20x 0.70x 3.50x
Diamonds 0.20x 0.70x 3x
Hearts 0.20x 1x 4x
Sniper 0.50x 2.5x 9x
Collector 0.60x 3x 10x
Payer 0.50x 2x 8x
Necromancer 0.80x 4x 20x
Gas Mask Wild 0.80x 4x 20x

*The multiplier pertains to your entire bet amount.

Paytables and Winning Combinations

Money Train 3 online pokie comes with 40 fixed paylines, which are always in play. The layout is 5 reels and 4 rows, making it easy to understand the game and keep track of the symbols. The wins pay from left to right only, with no variations. The pokie also offers special symbols, such as Wilds, that can improve your gameplay experience and help you earn more.

Money Train 3 Pokie Bonuses and Features

One of the things pokie Money Train 3 excels at is the bonus section, where you can truly boost your adrenaline and earn valuable rewards. Let’s check out what this game offers.

Money Cart

Once you land 3 Bonus Scatter symbols, a new game will unlock. You’ll start with 3 respins and unlock multipliers on the screen. Each time a new multiplier appears, it’ll lock in place and provide you with 3 more spins. The game will end if you reach the 100,000x maximum, or if you have no more new symbols after the 3 spins. You’ll also get an extra row during the money cart to earn even more.

Aside from multiplier symbols, you can get the Sniper, Collector, Collector-Payer, and Necromancer, each carrying their own value. For instance, Sniper will double the value of 3 to 8 symbols, Collector collects all the values from the reels and adds them to its own value, Collector-Payer collects 3-5 symbols, adds them to its value, and then uses that updated value and attaches it to symbols from which it was collected. The Necromancer brings 2-7 special symbols back to life so their abilities are triggered again.

Spin Bonus

If you don’t want to wait for the bonus game, you can speed up the process using Bonus Buys. These bonuses will guarantee you entry to the money cart. You can choose between 1 Bonus Buy, where each new symbol returns your respins back to 1, 2 Bonus Buy, where each new symbol grants you 2 more spins, or the Original Feature, which will give you 3 more spins for your money cart game.

Persistent Bonus

The money cart can give you a persistent symbol that can multiply the value of your spins. These symbols don’t disappear if you activate the persistent bonus option. You’ll be granted access to the money cart with the symbol, with the ultimate winning chances. It’s the most expensive Money Train 3 feature of them all; you’ll have to pay 500x your stake to activate it via bonus buy.

RTP and Volatility

Money Train 3 RTP depends on the area you play in. For instance, the RTP in Germany is 90%, while this percentage moves to 94% for Australian players. The volatility is medium to high, meaning that the majority of your returns will happen if you trigger the bonus round and if you get lucky with special symbols.

This pokie game is known for its adrenaline-boosting properties, which are often enhanced by bonus features. So if you are in it for the thrills of chasing big wins, Money Train 3 will be right up your alley.

Mobile Usability and App Experience

The pokie was designed using HTML5 technology, so it’s well-optimised for desktop and mobile browsers. In my Money Train 3 free play on mobile, I was pleasantly surprised by how it naturally scales itself to utilise the whole screen. Everything is rearranged in a way that allows seamless play and a clear overview of the entire board.

Similar Pokies

Playing Money Train 3 for real money has its advantages and disadvantages; if you don’t like the game but like the concept, check out some similar titles that are possibly a better match.

Iron Bank Pokie

Iron Bank is another Relax Gaming title with a bank heist theme. The RTP of this game is around 96% for Australian players, and it comes with high volatility, similar to the game from today’s review. Unlike Money Train 3 max win of 100,000x, the maximum you can get here is 49,999x through the bonus game you’ll get by landing free spin symbols. The main symbols are cigars, rum, exotic fruit, etc., and the lines are not fixed; you can win in all ways.

Chaos Crew Pokie

Chaos Crew is one of the most popular Hacksaw Gaming titles, released back in 2020. It has a punk/grunge theme and is known for its high volatility. It’s ideal for those seeking high-paying opportunities since Chaos Crew provides tumbling reels, cluster pays, and a bonus game consisting of free spins and persistent multipliers. It’s an intense pokie game that will provide you with a chance to earn 10,000x your initial bet.

Mental Pokie

If you don’t find Money Train 3’s theme disturbing enough, this pokie will surely push your boundaries. It’s placed in a mental asylum, and the graphics/audio will contribute to the creepy atmosphere. Aside from this, Mental offers a 96% RTP and high volatility, similar to Money Train 3. You’ll get access to special symbols, such as Autopsy, Lobotomy, and more, and get the chance to enter the bonus round with 3 free spins.

The Money Train 3 Winner’s Guide

Although Money Train 3 demo and real money pokie versions are based purely on luck, you can still have a strategic approach to increase your chances of winning. Check out some tips and tricks we’ve prepared to help you navigate the journey.

Start Small

If you’re a first-time player, we advise you to start with smaller amounts and work your way up. Luckily, this pokie has low minimum bet limits ($0.10), making it ideal for beginners and those who simply want to test their luck. It’s also a perfect example of online pokies deposit $5. Once you get a hold of the game and its mechanics, you can up the ante and wait for the money cart to fill up your casino wallet.

Learn When to Increase the Bet

Keep track of the pokie’s behaviour and the frequency of the money cart appearing. If you notice special symbols appearing frequently, it may be time for the money cart to activate, which is when you should increase the bet. The higher the bet, the better the outcome will be during the money cart bonus game round.

Use the Boosters

The game has built-in boosters you can buy to activate the most-loved part of the game. Although they may be a bit expensive (20x to 500x your bet), they guarantee entry to the money cart, ultimately meaning you’ll get the initial stake back. So if you get enough smaller wins to buy the booster, give it a shot.

Money Train 3 Game Final Thoughts

Money Train 3 is one of the most adrenaline-boosting pokies from Relax Gaming. I was impressed by the graphics and the overall feel of the game, even though cyberpunk isn’t rare on the pokies market. It’s worth trying, even if you’re a beginner player, since the game offers low minimum bet limits. Don’t forget to practice responsible gaming and check out more pokie reviews on our site to discover your ideal title.

FAQ

How does the base game Respin feature work in Money Train 3?

If you get a money cart or a persistent symbol during the base game, you’ll receive one free respin. Each new symbol will provide another free spin until you no longer get new symbols.

Can I play Money Train 3 Slot for free?

Yes, you can visit the official Relax Gaming web page and enter the Money Train 3 demo version in the search bar, which allows you to try the game before depositing cash.

Is there a free spins mode in Money Train 3 - Gods of War?

No, you won’t get traditional free spins in Money Train 3- Gods of War. Instead, you can land a special symbol that will provide you with a respin feature, similar to the classic Money Train 3 title.

Is the Money Train 3 slot machine available on mobile?

Money Train 3 was built on HTML5 technology, which is fully compatible with mobile devices. You’ll get the same experience as you would on a desktop, so you can play your favourite game on the go.

Online Casinos Money Train 3

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